Introduction
Welcome to AMI Insure. We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our services.
By accessing or using our services, you agree to the terms outlined in this Privacy Policy. If you do not agree with these terms, please do not use our website or services.
Information We Collect
Personal Information
We may collect personal information that you voluntarily provide to us when you:
- Register for an account or request a quote
- Purchase insurance products or services
- Contact us for customer support
- Subscribe to our newsletter or marketing communications
- Participate in surveys, contests, or promotions
This personal information may include:
- Name, email address, phone number, and mailing address
- Date of birth and social security number
- Driver's license information and vehicle details
- Health information and medical history (for health and life insurance)
- Financial information and payment details
- Employment information and business details
Automatically Collected Information
When you visit our website, we may automatically collect certain information about your device and browsing behavior, including:
- IP address, browser type, and operating system
- Pages viewed, time spent on pages, and navigation paths
- Referring website addresses and search terms used
- Cookies and similar tracking technologies
How We Use Your Information
We use the information we collect for various purposes, including:
- Providing Services: To process your insurance applications, issue policies, handle claims, and deliver customer support
- Communication: To send you policy updates, renewal notices, important announcements, and respond to your inquiries
- Marketing: To send promotional materials, newsletters, and information about products and services that may interest you (with your consent)
- Analytics: To analyze website usage, improve our services, and enhance user experience
- Legal Compliance: To comply with applicable laws, regulations, and legal processes
- Fraud Prevention: To detect, prevent, and investigate fraudulent activities and security breaches
Sharing Your Information
We may share your personal information with third parties in the following circumstances:
- Insurance Carriers: To obtain quotes, bind coverage, and process claims with insurance companies
- Service Providers: To trusted third-party vendors who assist us in operating our business (payment processors, IT services, marketing agencies)
- Legal Requirements: When required by law, court order, or governmental regulation
- Business Transfers: In connection with a merger, acquisition, or sale of assets
- With Your Consent: When you explicitly authorize us to share your information
AMI Insure does not sell, rent, or trade your personal information to third parties for marketing purposes.
Data Security
We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, and destruction. These measures include:
- Encryption of sensitive data during transmission using SSL/TLS technology
- Secure storage systems with access controls and authentication
- Regular security assessments and vulnerability testing
- Employee training on data protection and privacy practices
- Incident response procedures for potential data breaches
While we strive to protect your information, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security.
Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your browsing experience, analyze website traffic, and personalize content. You can control cookie preferences through your browser settings, though disabling cookies may affect website functionality.
Types of cookies we use:
- Essential Cookies: Necessary for website operation and security
- Performance Cookies: Collect anonymous data about website usage
- Functional Cookies: Remember your preferences and settings
- Marketing Cookies: Track your browsing to deliver relevant advertisements
Your Privacy Rights
You have certain rights regarding your personal information:
- Access: Request a copy of the personal information we hold about you
- Correction: Request corrections to inaccurate or incomplete information
- Deletion: Request deletion of your personal information (subject to legal obligations)
- Opt-Out: Unsubscribe from marketing communications at any time
- Data Portability: Request your data in a structured, commonly used format
- Object: Object to certain processing activities
To exercise these rights, please contact us using the information provided at the end of this policy.
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete that information promptly.
Third-Party Links
Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.
Changes to This Privacy Policy
We may update this Privacy Policy periodically to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of significant changes by posting the updated policy on our website with a revised "Last Updated" date. Your continued use of our services after such changes constitutes acceptance of the updated policy.
